What is group health insurance for employees?
Group health insurance, also called group mediclaim (GMC), is one policy bought by an employer to cover its employees, and often their families, under a single plan. SpringVerify Insure helps you compare quotes, run the policy from one dashboard and support claims.
What is SpringVerify Insure?
SpringVerify Insure is group health, life and accident insurance for employees, with claims support and one dashboard for HR. Quotes, employee management and claims support come together in one place. Insurance is offered through our broker partner.
What types of group insurance can I get?
You can get group health insurance (GMC), group personal accident (GPA) and group term life (GTL) cover. You can add wellness plans and optional add-ons such as super top-up, accident cover, term life, mental wellness, dental care, health check-ups, wellness camps and financial awareness sessions.
How do I get a group health insurance quote?
Share your employee count, age split, renewal date and current policy. Send the policy copy with annexures, and the claims report if you are renewing. We then get a comparison from insurers through our broker partner, with wellness plans.
Can you beat my current insurance quote?
Send us your current quote and we will try to beat it by 10%. The offer applies to comparable cover and is subject to insurer confirmation.
How do employees make a claim?
Employees can start a cashless or reimbursement claim from one screen in under 5 minutes, then track the status of every claim. A team follows up until the claim closes, and there is a clear how-to-claim guide and 24x7 claims support.
Can I add dependents, such as a spouse or newborn?
Yes. A spouse can be added within 30 days of marriage and a baby within 30 days of birth. HR approves the request and the insurer is updated. Parents are added at renewal.
Are pre-existing conditions and maternity covered?
Pre-existing conditions can be covered from day one, depending on the plan, and newborns and children can be covered depending on the plan. Terms vary by insurer and plan, and are confirmed with your quote.
What do the wellness plans include?
Plan A, Everyday Care, covers unlimited GP teleconsults, health risk assessment, fitness sessions and discounted diagnostics. Plan B adds unlimited specialist teleconsults across 18+ specialities. Plan C adds unlimited psychologist and nutritionist consults. Plans are offered along with a group health policy.
How is employee data kept safe?
SpringVerify is ISO 27001 and SOC 2 Type II certified and DPDPA aligned. Claims support for SpringVerify Insure is available 24x7.
What does Group Personal Accident cover?
Group Personal Accident cover pays out on accidental death, disability and accidental hospitalisation. Terms vary by insurer and plan, and are confirmed with your quote.
What does Group Term Life pay?
With Group Term Life, the nominee receives 100% of the sum assured. Terms vary by insurer and plan, and are confirmed with your quote.
What are value added services?
Value added services are wellness plans and optional add-ons that sit on top of your group health policy, such as teleconsults, mental wellness, dental care, health check-ups and wellness camps. Availability and pricing are confirmed with your quote.
Insurance is offered through our broker partner. Insurance is the subject matter of solicitation. Premiums, terms, exclusions and waiting periods vary by insurer, age mix, cover and plan, and are confirmed with your quote.
