Reliable Candidate Credit
Score Verifications

Yes, an employee's written consent is required for a credit check. Employers should provide a clear explanation of the purpose of the check and how the information will be used. The employee should also be provided with a copy of the credit report and the opportunity to dispute any errors.

An employee credit check typically includes an individual's credit report, which contains information about their credit history, including their payment history, outstanding debts, and any bankruptcies or foreclosures.

Not necessarily. A poor credit history may be a factor in an employer's hiring decision, but it is not the only factor. Employers should consider other factors such as the job requirements, the individual's qualifications and experience, and the reasons for the poor credit history before making a decision. Employers should also follow fair credit reporting laws and not discriminate based on race, color, religion, national origin, sex, marital status, age, or other protected characteristics.